Loan Interest Rates

Home » Loan Interest Rates
Loan & Advances Interest Rate Loan Amount Tenure
CASH CREDIT 10.95 to 11.95 As per value of Stock, Book debt, Turnover etc 1 to 5 Years
OVERDRAFT / LOAN Against NSC / KVP / LIP 10.00 to 12.00 80% of accured value of instrument Upto maturity time of instrument or 5 years which one is minimum
MACHINERY LOAN 11.50 80% of Valuation Amount 3 to 7 Years
VEHICLE LOAN 11.50 80% of Valuation Amount 3 to 7 Years
OVERDRAFT / LOAN Against FDRs FDR Int + 1% or 2% 90% of Valuation Amount Upto maturity time of instrument or 5 years which one is minimum
CONSUMER DURABLE LOAN 12.00 80% of Valuation Amount 3 to 5 Years
VAJPAI YUVA YOJANA LOAN 12.00 Subjected to the Recommendation Report 3 to 5 Years
HOME LOAN 12.00 90% of Valuation Amount 3 to 20 Years
EDUCATION LOAN 12.00 100% of Valuation Amount 1 to 12 Years
BUSINESS TERM LOAN 12.50 80% of Valuation Amount 3 to 10 Years
BUSINESS OVERDRAFT 12.95 80% of Valuation Amount 1 to 5 Years
COMMERCIAL REAL ESTATE LOAN 13.00 90% of Valuation Amount 3 to 10 Years
PROJECT FINANCE 13.00 90% of Valuation Amount 1 to 5 Years
GOLD LOAN 14.00 75% of Valuation Amount 1 to 10 Years
PERSONAL LOAN 16.00 Max 50,000/- 3 to 5 Years
MORTGAGE LOAN 16.00 80% of Valuation Amount 3 to 10 Years