Business Overdraft Loan

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Overdraft facility is available as a Working Capital for Trading Unit against collateral security. Trading Units, Traders, Business community can avail the Overdraft Facility.

Applicant Details

  • Copy of Income tax return of last three year alongwith balance sheet.
  • Copy of All related person's(Partner, Director etc) Income tax return with Balance sheet.
  • Memorandum and Article of Association in case of limited company, Partnershipdeed in case of Partnership Firm.
  • 3 Photographs of Applicant.
  • Business proof of Applicant.
  • Applicant's  Pan card 
  • Copy of Proof of ID (PAN Card, Aadhar Card, Driving License, passport) of all related person 
  • Bank account statement of last year
  • Property File
  • If applicant borrow any loan from other bank then applicant must give copy of saction letter and any other required loan details.
  • Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.

Guarantor Details

  • Photograph-2 copies
  • Copy of Income tax return of last year alongwith balance sheet.
  • Copy of address proof  Voter Id Card / Driving license / Aadhar Card / Passport(Any One)
  • Copy of Pan card