Loan Interest Rates

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Loan & Advances Interest Rate Loan Amount Tenure
CASH CREDIT 7.95 to 10.95 As per value of Stock, Book debt, Turnover etc. 1 to 5 Years
MACHINERY LOAN 7.95 to 10.50 80% of Valuation Amount 3 to 7 Years
VEHICLE LOAN 7.95 to 11.50 80% of Valuation Amount 3 to 7 Years
CONSUMER DURABLE LOAN 7.95 to 12.00 80% of Valuation Amount 3 to 5 Years
VAJPAI YUVA YOJANA LOAN 7.95 to 12.00 Subjected to the Recommendation Report 3 to 5 Years
HOME LOAN 7.95 to 10.00 90% of Valuation Amount 3 to 20 Years
EDUCATION LOAN 7.95 to 12.00 100% of Valuation Amount 1 to 12 Years
BUSINESS TERM LOAN 7.95 to 11.50 80% of Valuation Amount 3 to 10 Years
BUSINESS OVERDRAFT 7.95 to 11.95 80% of Valuation Amount 1 to 5 Years
COMMERCIAL REAL ESTATE LOAN 7.95 to 11.00 90% of Valuation Amount 3 to 10 Years
GOLD LOAN 7.95 to 12.00 75% of Valuation Amount 1 to 10 Years
PERSONAL LOAN 12.00% Max 50,000/- 3 to 5 Years
MORTGAGE LOAN 12.00% 80% of Valuation Amount 3 to 10 Years
OVERDRAFT / LOAN Against NSC / KVP / LIP 7.95 to 10.00 80% of accured value of instrument Upto maturity time of instrument or 5 years which one is minimum
OVERDRAFT / LOAN Against FDRs FDR Int + 1% or 2% 90% of Valuation Amount Upto maturity time of instrument or 5 years which one is minimum